Football Australia confirms adoption of FIFA’s newly implemented loan provisions

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Football Australia have confirmed the adoption of recently implemented FIFA loan provisions and specific domestic loan provisions for professional players in Australia.

At international level, FIFA has recently implemented a series of new loan provisions, including a limit on the total number of international loans, as outlined below:

  • Eight players loaned out and eight players loaned in at any given time during a season from 1 July 2022 – 30 June 2023
  • Seven players loaned out and seven players loaned in from 1 July 2023 – 30 June 2024
  • Six players loaned out and six players loaned in from 1 July 2024 and beyond

Additionally, a maximum of three players may be loaned out to the same club and a maximum of three players may be loaned in from the same club.

Member Associations are required to adopt these international provisions and include regulations on a domestic loan system that are aligned with the FIFA provisions.

These provisions are designed to uphold the principles of ensuring integrity of competitions, developing young players, and maximising competitive match minute opportunities for players. There is a transition period permitted over the next two years for the implementation of the international and domestic loan limits.

These changes work hand in hand with Football Australia’s football structural reform, particularly, the aligned Domestic Match Calendar, and modern and progressive Domestic Transfer System, where a positive step was taken earlier this year to remove the cap previously placed on domestic transfer fees for contracted players and our continued quest to improve player development.

Following consultations with stakeholders, Football Australia has also updated its domestic loan provisions in compliance with the FIFA regulations and principles but with specificities included for the Australian landscape.

Men’s domestic loan limits mirror the FIFA international loan limits, with A-League clubs being permitted two intra-league loans out and two intra-league loans in as part of the total domestic limits (i.e. only two players loaned in and two players loaned out between A-League clubs at anyone time) . A maximum of three players can be loaned out to the same club and a maximum of three players can be loaned in from the same club, consistent with the international provisions.

Women’s domestic loan limits have been set at 12 players loaned out and 12 players loaned in until 30 June 2023, 10 loaned out and 10 loaned in until 30 June 2024, and eight loaned out and eight loaned in from 1 July 2024. Additionally, a maximum of six players can be loaned out to the same club and six players can be loaned in from the same club until 30 June 2024, with this maximum decreasing to four loaned out to the same club and four loaned in from to the same club from 1 July 2024.

For both international and domestic loans, the loan of a player is exempt from the total loan limits if the professional is a club-trained player with the parent club, as defined in the National Registration, Status and Transfer Regulations (NRSTRs),and the loan occurs before the end of the season in which the player turns 21.

Football Australia Chief Football Officer Ernie Merrick applauded this latest wave of reform to the domestic transfer system.

“We are focused on transforming the domestic football landscape by aligning our domestic regulations with global best practice and to ensure we are addressing our current player development challenges,” Merrick said in a statement via Football Australia.

“These updates to the domestic loan provisions complement our ongoing reforms to the domestic transfer system which promote longer term professional playing contracts and will provide more opportunities for players, particularly younger players, to gain quality match minutes in instances where these opportunities are not available at their contacting club in the short term.

“The longer-term impacts of these core football decisions are all crucial elements to the continued football development outcomes in Australia.”

Football Australia has updated the NRSTRs to incorporate the international and domestic loan provisions, for both the Men’s and Women’s competitions.

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Glasgow City FC and ALT Champion Sustainable Women’s Football

Glasgow City FC has confirmed a new deal, which the club believes could serve as a model for funding a sustainable future for women’s football.

Glasgow City FC introduced the City Collective at the start of the 2025/26 season, a sponsorship model for female-led, purpose-driven businesses and cultural organisations that reflect the club’s values, fostering a network of mutual benefit.

The City Collective has now secured title sponsorship from ALT, a Glasgow-based creative campaigns agency led by co-founder Laura Haggerty.

At its heart, ALT specialises in strategic use of media and digital channels, and they build on this expertise by working with a collective of external experts, the ALT Collective, which includes specialists in brand design, PR, web development, and insight.

Glasgow City FC Head of Commercial Stef McLoughlin, expressed the values that guide the club and its community.

“‘Well behaved women seldom make history’ is an ethos we carry into everything we do. In the words of our co-founder, Laura Montgomery, it honours the many women who have defied expectations to make change and speaks to our players, our supporters and our community who continue to do the same,” she said via press release.

“Laura and ALT are the types of individuals and businesses we dreamed of attracting to the City Collective, and we’re thrilled they’ve seen the potential to partner with us in such a meaningful way.”

Founded in 2018, ALT is a creative campaigns agency that has quickly established a strong presence in women’s sport and beyond, delivering marketing campaigns for national and club-level women’s competitions, as well as the World Boxing Championships, which this September featured men’s and women’s bouts on equal footing.

ALT Co-founder Laura Haggerty, reflected on the shared vision between the agency and the club.

“When I heard about the club’s desire to combine Glasgow’s female business, cultural and sports leaders under one network, I knew instantly we shared values. I am convinced the City Collective can mature, not only being of great mutual benefit to the club and its supporters, but become a brilliant template for all women’s football teams to follow that will help galvanise and grow its support base and advocates,” she said via press release.

“I’m so proud ALT will be working in partnership with the club to improve its standing in the city, and create lasting, tangible opportunities for powerful women to connect with each other across the city.”

This alliance sets a new benchmark for women’s football, promoting both sustainability and growth by creating lasting opportunities, strengthening community engagement, and providing a model for other clubs to follow.

Macarthur Bulls Strengthen Ties with Better Life Mobile

Macarthur Bulls FC has confirmed that Better Life Mobile will join the club as a major supporter for the current season.
This new alliance brings together two organisations dedicated to value, community involvement and inclusion, with Better Life Mobile set to feature on the sleeve of the Bulls’ 2025/26 jersey.

Better Life Mobile is Australia’s “fair mobile phone company,” operating as a certified social enterprise through Social Traders and earning global recognition for its innovative efforts to keep vulnerable communities connected.

Its social impact has been acknowledged internationally, with the company receiving the Most Impactful MVNO award at the MVNO Nation Awards in Spain for both 2024 and 2025 ceremonies, highlighting its leadership and commitment to environmental, social, and governance (ESG) excellence.

Better Life Mobile began when its founders, Russel and Adrian, set out to help people experiencing homelessness access affordable mobile service, a need they saw was being ignored. Since then, the mission hasn’t changed: to make mobile phone use more equitable and affordable for everyone.

Through its connection with Macarthur Bulls, Better Life Mobile will offer members, fans, and club staff access to its prepaid mobile and internet services delivering strong coverage, flexible plans, and competitive pricing, while supporting the club’s commitment to affordability and community accessibility.

Better Life Mobile CEO Ante Zizic, shared his enthusiasm for the new collaboration.

“Partnering with Macarthur Bulls is a perfect match for Better Life Mobile. We believe strongly that access to affordable, transparent mobile and internet services is a key enabler for community participation and connectivity. By working together with the Bulls, we can offer supporters and members a real alternative in telecommunications – one without hidden fees, one that supports inclusion, and one that gives value. We’re excited to play our part in the club’s success and its connection with the local community,” he said via press release.

Macarthur Bulls FC Chief Commercial Officer Mark Jensen, reflected on the significance of the new collaboration for both the club and its community.

“We are thrilled to welcome Better Life Mobile as a major partner of the Macarthur Bulls,” he said via press release.

“This partnership strengthens our commitment to making our club accessible, community-focused and future-facing. With Better Life Mobile’s flexible and fair prepaid mobile and internet solutions, our supporters, players and volunteers will benefit, and the club’s reach and digital engagement will be enhanced. We look forward to a successful and dynamic collaboration.”

Better Life Mobile seeks to give back to the community through a range of social initiatives, providing mobile phones with free credit to those most in need. Its annual “Santa Calls” campaign supplies community organisations and welfare agencies across Australia with free phones and call credit.

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