RT Health has confirmed an exclusive offer for A-League players, the offer features a 5% discount across most coverage levels and extended waiting period waivers.
Players who sign up before December 9 will receive six weeks of free coverage on Hospital and Extras packages, up from the standard four-week offer.
The deal requires players to select the Silver Plus Assure + Top Extras plan to meet their contractual obligations.
RT Health is an Australian-based Health Insurance company that has its roots in giving health care to working Australians and their families for 130 years. It has a close connection to the transport and railway working community.
Last year it merged with HCF, Australia’s largest not-for-profit health fund.
Under A-League player agreements, all professional footballers must maintain comprehensive private health coverage throughout their contract term.
The required insurance must cover hospital, medical, dental, physiotherapy, chiropractic, and orthotics treatments. This coverage must remain active during any injury or illness sustained while employed with their club.
Players who fail to maintain adequate health coverage may be financially exposed, clubs are only obligated to cover reasonable medical expenses up to the amount that would have been covered by the required insurance plan.
Players must also be prepared to provide evidence of their current coverage whenever club management requests it.
Erin Clout, PFA Head of Player Relations Women, has been vocal on the need for professional players to acquire high-grade health care.
“Each pre-season we remind our members that under their A-League contract, they are to hold top-level cover of a reputable private health provider,” she commented via press release.
“Without this, players can be held responsible for the costs of serious injury, which can cause significant financial and emotional stress. The partnership with RT Health provides our members peace of mind that they are not only meeting this requirement, but they are working with a provider with a long-standing history of supporting workers across Australia.
“We hope by building partnerships with like-minded companies such as RT Health, we can reduce the administrative burden of our members and keep their hard-earned money in their back pockets.”
With the strain and pressure of professional football finding even a good insurance deal can be a challenging ordeal, not to mention it is important to be aware of the health insurance with contractual regulations of A-League clubs.
RT Health is a captivating partner with its proud history of supporting the safety of Australian union-based workers and therefore a perfect fit for the union-based PFA.
This collaboration also symbolically helps the PFA tackle an age old stereotype of the professional footballer being indifferent to the average working Australian. Even professionals need health support and coming from a staunch worker based health insurance proves they have more in common with us all then they are sometimes given credit for.
The PFA is once again delivering on its promise to ease the everyday burden on players and this deal with the like-minded RT Health shows their partnerships are still focused on the core ideals of putting their members welfare and health first.